Instructions for creating MoMo payment QR codes for stores

July 4, 2025 - 2:26 PM

Nowadays, cashless payment has become an inevitable trend. Stores, supermarkets, and even small stalls also apply digital technology to sales activities, including MoMo payment QR code popular choice. Just scan the code with your smartphone and complete the transaction fast, smooth and convenient

If you are a store owner, implementing QR MoMo hand help speed up payments, reduce errors, control, manage cash flow. In this article iCheckQR will guide you how to create a MoMo QR code with and without available amount, how to share the code with customers, and important notes to make doing business easier.

1. Types of MoMo QR codes for stores

QR code type	Static QR code (no amount available)	Dynamic QR Code (Amount Available)
Characteristic	Customers enter payment amount themselves.	QR codes are generated individually for each item/product.
Payment process	Customers scan the code and enter the amount to pay.	Customers just need to scan the code and pay immediately with the pre-set amount.
Flexibility	Highly flexible as it is not tied to a specific amount.	Less flexible, as QR codes are tied to specific products or amounts.
Suitable for	Small, retail store where customers typically pay in variable amounts.	Stores have many products/services, or in promotions, combos.

2. How to create a MoMo payment QR code for a store that does not have an available amount (static QR)

Static QR Code is the code type no amount attached, customers will actively enter the amount to be paid. Suitable for small shops, mobile stalls or places without fixed products/prices.

Detailed instructions:

Step 1: Open the MoMo application on the phone with the registered account. Select the ‘I” bottom right corner of the main interface screen
Step 2: Select the item “My QR Code”
Step 3: Enter the desired installation option code. Then press “Download QR code" or "Share QR code” directly via messaging app, email. You can print the code and paste it at the checkout counter.

Illustration of steps to create static QR code for payment on MoMo

Note:

Since the static QR code does not have a specific amount available, the customer must manually enter the amount to be paid. This can cause confusion if the customer does not enter the correct amount, resulting in a failed transaction.
You should name your MoMo account clearly (eg: "ABC Store - Branch 1") - confirm that the payment account is correct, if the store has many branches, it will help you manage more easily.

3. How to create a MoMo QR code with a specific amount available (dynamic QR)

Dynamic QR Code is a code that is uniquely generated for each transaction, product or service, with the amount of payment attached. Suitable forThe store has a fixed product catalog, promotions, service combos, electronic invoices...

For personal accounts, follow these steps:

Step 1: Log in to Momo and select ‘Get paid' abovemain interface
Step 2: Show your QR code, shop owner clicks on the button 'Add amount’.

Step 3: Enter the amount in ‘Amount' and press'Save’. The QR code includes the amount you have set.
Step 4: Select "Download“save QR code image orShare on social media channels

For business accounts, follow these steps:

Step 1: Visit the pagehttps://business.momo.vn- a dedicated platform for stores and retailers, helping you create and manage payment QR codes.

Step 2: After entering the website, you choose"Log in"and enter your store's business account.

If no account, you needRegister for a MoMo Merchant account, to provide payment features for businesses.

Enter "Name" , "Phone number’ -> send information. Within 2-3 working days MoMo willCall you to complete the procedure to register an account.

Step 3: Registration successful. When you log in to the system, you will see the store management interface. Here, select“Generate payment QR code”to start the process of generating a QR code with a pre-existing amount (dynamic QR).

Step 4: Enter information
After selecting the QR code generation option, you need to enter the following information:

Product name/payment plan: This is the name of the product or service package that the customer will pay for.
Amount to be paid: Enter the fixed amount that the customer must pay when scanning the QR code (for example: 50,000 VND for a combo meal, or 100,000 VND for a service package).

Step 5: After entering all the information, you can download the QR code to your computer or mobile device. You can print the QR code and paste it at the checkout counter or share the QR code via other channels such as email, text messages.

4. How to send MoMo QR code to customers via social networks / Zalo / Facebook

Popular methods to send MoMo QR codes to customers via social media platforms, making it easy for customers to scan and pay, whether remotely or in online interactions.

Popular QR code sending methods:

Send directly from MoMo app: Open MoMo → Select item“My QR Code”.Press the button"Share"- Select the platform (Zalo, Messenger, Email, etc.) to send directly.
Send saved QR code image: Save QR code to phone/computer - Send via Zalo, Messenger, Gmail,... like sending normal images.
Attach QR code to Fanpage, website: Post a QR code image onwebsite home page, Facebook post, Zalo OA - You can add a caption: “Scan to pay quickly via MoMo!”

Note:

Make sure the QR code image is clear, not blurred or compressed (photos sent via Zalo, Messenger sometimes have reduced quality → should be sent as original PNG image files if possible).
Simple payment instructions included If you are not familiar with MoMo:
“Please open the MoMo app, select ‘Scan code’, then scan the QR code and enter the amount to pay.”

Photo of sharing QR code via text message

5. Notes when creating and using MoMo QR codes for stores

Important notes to help use MoMo QR code safely, validly and optimally for business - avoid risks in payment and financial management.

List of important notes:

Use the correct MoMo account: MoMo accounts used to create QR codes should be registered with the real name and phone number of the store/business owner to ensure rights and control cash flow.
Dynamic QR codes can expire: Some dynamic QR codes (generated for products or promotions) have an expiration date. This should be monitored and updated if it expires.
Print QR codes clearly, without blurring/blurring: Blurry QR codes will not scan or cause payment errors → use high quality images (PNG, SVG).
Do not use personal MoMo accounts for long-term sales: Personal MoMono long term business support. If used for improper purposes, the account may be warned, temporarily locked or have its transactions limited.

Illustration of scanning the error warning code

6. Some frequently asked questions (FAQ)

Does the MoMo QR code have an expiration date?

Static QR no deadline Dynamic QRmay be limited if created from enterprise system → should be checked periodically.

Can personal accounts create QR payments?

Have, but should only be used temporarily. MoMo recommends Register for a business account for long term use

How do I know if the customer has transferred money successfully?

When the customer pays, MoMo will notify via the app → check immediately on the phone.

Can I create a MoMo QR code for each online order?

Have. Dynamic QR generated by specific order amount for better management

Conclude

Creating a MoMo payment QR code is not only simple and fast, but also a necessary step to modernize your business. Whether you own a small retail store, a mobile stall or a system of many branches, the MoMo QR code will help speed up payment, reduce congestion during rush hour, herror control, easy cash flow control, nEnhance customer experience, more professional and convenient

Depending on your needs, you can chooseStatic QR code(amount not available) orDynamic QR code(attach a specific amount), combined with smart sharing via social networks, websites, and messages to optimize effectiveness.