How to Withdraw Cash via MB Bank QR Code Without a Card at ATM
Withdrawing money without a card using a QR code at MB Bank ATMs is a convenient solution when you forget your card, your card is damaged, or you simply want a faster yet secure transaction. With just the MB Bank app on your phone and a supported ATM, you can easily withdraw cash without using a physical card.
In the article below, iCheckQR will guide you through the requirements, detailed steps on both the app and ATM, transaction limits, fees, and common errors so you can perform the transaction smoothly right from the first time.
1. Requirements to Withdraw Cash via QR Code at MB Bank ATM
To withdraw money without a card using a QR code at MB Bank ATMs, you need to meet the following conditions:
Have an active MB Bank account and be registered for Mobile Banking
Have the MB Bank app installed and able to log in normally
Have an Internet connection (3G/4G/WiFi) to generate the withdrawal code and receive OTP
Use an MB Bank ATM that supports App Withdrawal/QR Withdrawal
Have sufficient account balance to cover the withdrawal amount and any applicable fees
Note: Not all MB Bank ATMs support QR/Cash-by-code withdrawals. The ATM screen must display the option “Rút tiền App” or “QR Withdrawal” for you to proceed.
2. Detailed Guide to Withdrawing Cash via MB Bank QR Code
Below is the process for cardless withdrawal using a QR/withdrawal code at MB Bank, divided into two clear stages: generating the code on the mobile app and receiving cash at the ATM.
Quick Guide
Create a withdrawal code on the MB Bank App: Open the MB Bank app → Select More → Choose ATM Withdrawal → Select Create ATM Withdrawal Code → Choose the source account → Enter the amount to withdraw → Tap Continue → Review the information → Tap Confirm → Enter your PIN → Authenticate with OTP/Digital OTP → Save the withdrawal code → Go to an MB Bank ATM.
At the MB Bank ATM: Select App Withdrawal/Cardless Transaction → Choose language → Enter the withdrawal code → Tap Continue → Enter the exact amount to withdraw → Tap Continue → Choose to print or skip the receipt → Enter the OTP sent to your phone → Tap Continue → Wait for the ATM to process and receive your cash.
2.1. Cardless Withdrawal Steps on the MB Bank App
Before going to the ATM, you need to create a withdrawal code on the MB Bank app. This step records the amount to be withdrawn and generates a one-time authentication code.
Step 1: Log in to the MB Bank app on your phone, then tap “More” at the bottom right corner of the screen.
Step 2: Scroll down and select “ATM Withdrawal,” then tap “Create Withdrawal Code” to start the transaction.
Step 3: Enter the amount you want to withdraw and authenticate with Digital OTP to generate the code. The system will display a withdrawal code on the screen. Please save it or take a screenshot.
2.2. Cardless Withdrawal Steps at MB Bank ATM
After obtaining the withdrawal code, go to an MB Bank ATM that supports App/QR Withdrawal to complete the transaction and receive cash.
Step 1: On the ATM screen, select “App/QR Withdrawal” (usually located at the bottom right corner).
Step 2: Enter the withdrawal code generated on the app.
Step 3: Enter the exact amount you wish to withdraw.
Step 4: The system will send another OTP to your phone; enter this code on the ATM and press “Continue.”
Step 5: Receive cash from the dispenser.
Note: The withdrawal code is typically valid for 24 hours. If not used, the transaction will be canceled and the money will remain in your account.
3. Transaction Limits & Fees When Withdrawing at MB Bank ATM
3.1. Withdrawal Limits via QR/Cash-by-code
Note: Specific limits may vary depending on card type, account package, and the latest MB Bank policy. However, the current standard limit is 20,000,000 VND per transaction.
3.2. Withdrawal Fees
MB Bank currently offers very favorable policies for QR/App withdrawals at MB Bank ATMs:
MB Bank applies very low or free fees for QR withdrawals at MB Bank ATMs. The fee is usually equal to or lower than traditional card withdrawals.
4. List of ATMs Supporting QR Withdrawal at MB Bank
Not all MB Bank ATMs support QR/Cash-by-code withdrawal. Instead of listing locations manually, you can find supported ATMs through the following methods:
Method 1: Find the nearest ATM on MB Bank app
Open MB Bank app → Find ATM/Branch
View nearby MB Bank ATMs
Data provided by MB Bank ensures highest accuracy
Method 2: Search on MB Bank official website
Access the “ATM/Branch Network” section on the official MB Bank website: https://www.mbbank.com.vn/maps/
Enter province/city to search
Method 3: Search via Google Maps
Open Google Maps
Search: “ATM MB Bank near me”
Prioritize ATMs located at branches or shopping centers
Note: Google Maps may not clearly show whether an ATM supports QR; check on MB Bank app for certainty.
Method 4: Contact MB Bank Hotline
Call 1900 545426
Ask for ATMs supporting QR/Cash-by-code withdrawal
5. Common Errors & How to Fix When Withdrawing via QR at MB Bank
When performing cardless withdrawal at MB Bank ATMs, you may encounter the following issues:
Withdrawal code expired → create a new code on MB Bank app.
Not receiving OTP → check Internet connection or use Digital OTP.
ATM has no “App Withdrawal/QR Withdrawal” option → switch to another MB Bank ATM.
Amount at the ATM does not match the created amount → select correct amount or recreate code.
Money deducted but ATM does not dispense cash → contact hotline 1900 545426 for reconciliation.
6. FAQ – Frequently Asked Questions
Can the QR/withdrawal code be reused?
No. Each code is valid for one-time use only. After successful withdrawal or expiration, you must create a new code.
Can I withdraw money for someone else?
Yes. You only need to provide the withdrawal code and OTP to the person at the ATM; no physical card is required.
Do I need to bring my ATM card?
No. The entire process is done via MB Bank app and the withdrawal code.
Is this method safe?
Yes. Transactions require Digital OTP + OTP at ATM, and the code is one-time use without revealing card information.
Conclusion
Withdrawing cash via QR code at MB Bank ATMs is an ideal solution when you need quick transactions without carrying a card. Just prepare the MB Bank app, choose a supported ATM, and follow the steps to complete the process easily and securely even for first-time users.
Beyond banking, QR codes are widely used for payments, link sharing, documents, and personal information. If you need to create quick and manageable QR codes, iCheckQR is a suitable tool to help you generate and manage QR codes effectively for real needs.
