3 Ways to Create a Bank QR Code Quickly, Easily, and Safely
Do you want to receive money instantly without having to type your bank account number manually? Creating a bank QR code is the most convenient, safe, and fast solution.
In this article, you’ll find the 3 most common ways to create a bank QR code: using the national-standard VietQR system, generating a QR code directly within your banking app, and creating a QR code through e-wallets like MoMo, VNPay, or ZaloPay.
Additionally, iCheckQR provides detailed instructions for creating QR codes for BIDV, VietinBank, Agribank, and Vietcombank, explains the differences between QR types, and highlights important security tips to help you receive money safely and avoid unwanted risks.
1. Why Should You Create a Bank QR Code?
Creating a bank QR code offers practical benefits that make receiving money faster, safer, and more convenient.
Fast: The sender simply scans the QR code — no need to type your account number.
Highly accurate: It reduces the risk of entering the wrong account number.
Secure: Your personal information is better protected.
In addition, QR codes help you manage daily transactions more easily, making them especially useful for small businesses, online sellers, or anyone who wants to share payment details in a more professional way.
2. How to Create a Bank QR Code Using VietQR
VietQR is a national QR code standard developed by NAPAS and Vietnamese banks, supporting more than 40 banks across the country. You only need to enter your account number, and the system automatically generates a QR code so others can scan and transfer money instantly without manually entering any account details.
VietQR is widely preferred because it is fast, standardized, and accurate — ideal for individuals and merchants who want secure transfers.
Steps to create a bank QR code:
Step 1: Visit https://vietqr.net
Step 2: Select your bank, enter your account number and account holder name.
Step 3: Agree to the terms and click “Create QR” (you can also add a logo, content, or a fixed amount).
Step 4: Download the QR code to your device.
3. How to Create a Bank QR Code Directly in Banking Apps
Besides VietQR, you can generate a QR code right inside your bank’s official mobile app. This method is secure because it uses your bank’s own system — ideal for personal use, daily transactions, or fixed payment QR codes.
3.1. How to Create a QR Code in Most Banking Apps
Follow these steps:
Step 1: Open your banking app.
Step 2: Select QR or Receive money via QR.
Step 3: Choose the receiving account.
Step 4: The app displays your QR code → save or share it.
The process is similar across banks, though each app may place features in slightly different locations.
3.2. How to Create a QR Code in Popular Banking Apps
Below are quick instructions for the four most common banks: BIDV, VietinBank, Agribank, and Vietcombank.
BIDV
Go to Scan QR → Create QR, then enter the required information.
Save or share the QR code.
For more features, benefits, and detailed guides, check the article How to Create a BIDV Bank QR Code.
VietinBank
Select QR Pay → Personal QR → Enter required details.
Save or share your QR code.
For detailed step-by-step instructions with illustrations, check How to Create a VietinBank Bank QR Code.
Agribank
Open MyQR → Enter required information.
Tap Create QR → Save or share.
For a more comprehensive illustrated guide, see the Agribank QR instructions.
Vietcombank
Go to QR Services → My QR Code → Enter details.
Select Create QR, then save or use your code.
These are just the basic steps. For more details, refer to the article How to Create a Vietcombank Bank QR Code.
4. How to Create a Bank QR Code Using E-Wallets
Besides banking apps, you can also create QR codes through e-wallets like MoMo, ZaloPay, or VNPay.
However, QR codes from e-wallets are different from VietQR — they only work within the e-wallet’s own ecosystem and cannot receive bank transfers. These are internal payment QR codes.
4.1. MoMo
Open MoMo → Receive Money via QR.
Select a fixed amount (optional) → MoMo generates the QR code → share it.
4.2. VNPay
Open VNPay → QR Pay → Receive Money.
Enter account information and amount (optional) → VNPay generates the QR code for saving or sharing.
4.3. ZaloPay
Open ZaloPay → Receive Money → QR.
Choose an amount if needed → create QR → send it to the payer.
Note: E-wallet QR codes cannot replace VietQR — they are only useful when both parties use the same e-wallet.
Overall, e-wallet QR codes work best for in-app payments, but if you need to receive money into your bank account, VietQR remains the most flexible and reliable option.
5. Important Security Tips When Creating Bank QR Codes
To stay safe when using bank QR codes, keep these precautions in mind:
Do not share QR codes publicly if they include a fixed amount.
Never enter passwords or personal details when scanning unknown QR codes.
Only create bank QR codes through verified apps or websites like the official VietQR platform.
Double-check your account information before sharing your QR code.
Conclusion
Creating a bank QR code makes receiving money faster, more convenient, and more secure, while reducing the risk of entering incorrect account numbers. This guide has shown you the three most common methods: using the VietQR national standard, generating QR codes via banking apps, and using e-wallets for internal payments.
To create a bank QR code easily, quickly, and safely, try iCheckQR — compatible with all banks, free from ads, and simple to share with anyone.
