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How to Generate a QR Code with a Pre-Amount – Detailed Instructions

Knowledge
July 16, 2025 - 5:37 PM
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The fastest way to generate a QR code with the amount available is to use a banking app (Vietcombank, TPBank, MB Bank …), e-wallet (MoMo, ZaloPay, VNPAY) or web platform like VietQR, iCheckQR. You just need to enter the amount, transaction content, then download the QR code to print or share. No need to remember the account number, no need to worry about entering the wrong amount.

1. Benefits of creating QR codes with available amounts

Creating a QR code with available funds brings many outstanding benefits, helping to simplify the payment process,.... Below are typical benefits:

  • Save time: Users just need to scan the code to pay immediately, without having to manually enter the amount.

  • Avoid mistakes: Reduces the risk of entering the wrong amount, especially useful for fixed amounts (such as service fees, product prices, etc.).

  • Enhance user experience: Simple, fast payment, creating a modern and professional feel.

  • Support effective revenue management: Easily control revenues by separate QR codes, serving reconciliation and reporting.

  • Increase accuracy in trading: Each QR code is associated with a specific value, ensuring consistency in the payment process.

  • Optimized for automatic payments: Integrate with your point of sale, POS or chatbot system for fast and manual payment processing.

  • Suitable for many situations: Easy to apply in stores, online sales, donations, tuition collection, service fees, sightseeing tickets...

  • Professionalize your corporate image: Demonstrates investment in customer experience and digital technology. 

2. Platforms that support QR code generation have available amounts

If you want to create a QR code with a pre-determined amount quickly and easily, there are many free tools and applications available today. Here are some practical platforms that help you create a QR code for transferring money in just a few simple steps.

Generate QR code with available amount on web (VietQR)

  • Step 1: Access the website VietQR.net

  • Step 2: Enter the required information to set up the QR code (NBeneficiary bank, Beneficiary account number, Account holder name)

  • Step 3: Add optional information (not required) → Click on “Additional options” if you want to fill in more (Logo, Transfer amount, Transfer content, Store code, Point of sale code,)

  • Step 4: Check the box “I agree to the terms and conditions” → Click “Generate code” → Finally, check the QR code and select “Print QR” or “Save image” to use.

Advantage:

  • Free, easy to use, no login required

  • OptionsDiversified banking (more than 30 banks in Vietnam)

  • Suitable for printing on invoices, price lists, POS, marketing publications...

Limit:

  • Only support domestic bank accounts

  • Not applicable to e-wallet platforms (Momo, ZaloPay...), or international payment methods


Create QR code with available amount in MoMo wallet

MoMo Wallet allows users to create a personal QR code with the amount of money to receive, convenient for quick payment, sharing via text message or printing.

How to create a QR code with available money on MoMo in 3 simple steps

  • Step 1: Open the MoMo app and select “Receive money” on the main screen.

  • Step 2: Click “Add Amount”, then enter the amount you want to receive and a message (if required).

  • Step 3: Select “Save” to generate the QR code and review the displayed information.

  • Step 4: Click “Download” to save to your device or “Share” the QR code via Zalo, Messenger, Email and other platforms.

Advantage:

  • The template can be saved for reuse many times, very convenient for collecting tuition, selling goods, donating money, etc. (If the amount is fixed).

  • Easily share QR codes via social platforms or messaging.

Disadvantages: QR code only works with users using the same MoMo wallet, does not support other banks or wallets.


Create QR code with available amount in Zalopay

ZaloPay supports creating QR codes with available amounts in just a few steps, helping you easily receive payments quickly and accurately.

How to create a QR code with available amount on Zalopay

  • Step 1: Open the appZalopayand select “Receive money” right on the main screen.

  • Step 2: Click “Add Amount”, then enter the amount you want to receive.

  • Step 3: Select “Apply” to generate the QR code and review the displayed information.

  • Step 4: Click “Download” to save to your device or “Share” the QR code via Zalo, Messenger, Instagram, Email and other platforms.

Advantage:

  • QR code templates can be saved for reuse in recurring transactions (toll collection, sales, etc.)

  • Support sharing QR codes via Zalo, messages, social networks or printing for direct use

Disadvantages: QR code is only available to the sender.he passed the walletZalopay, uses for banking or other wallets

Create QR code with available amount via VNPAY wallet

VNPAY Wallet supports users to create personal QR codes with the amount of money to be paid or transferred, making the money receiving process quick, accurate and convenient.

Steps to follow:

  • Step 1: If you already have an account, just open the app and log in or download the VNPAY e-wallet app, then register an account, identify and link your bank.

  • Step 2: On the home page, scroll down to the footer and select “Scan QR code”.

  • Step 3: When the QR code scanning interface appears, tap on “My QR Code”.

  • Step 4: The app will display two types of QR codes: one for payment, one for receiving money. Select “QR receive money”, then enter the amount to receive if you want to create a QR code with the amount already in it.

Advantage:

  • Easy to use interface, quick operation

  • Help the transferor not to re-enter the amount

  • Suitable for individuals, vendors, tuition collectors, donations...

Disadvantages:

  • QR codes can only be used within the VNPAY ecosystem (VNPAY wallet or partner banks that have integrated VNPAY payment gateway).

  • Not available for international transfers or via other e-wallets such as MoMo, ZaloPay...

How to create QR code with MB Bank amount available

MB Bank application supports creating QR codes for transferring money with available amounts, suitable for individuals, business households or enterprises that want to collect money quickly and accurately.

Steps to follow:

  • Step 1: Open the app MB Bank and login to your account.

  • Step 2: On the main screen, select “Main Features” → select “Transfer Money/Payment”.

  • Step 3: Select “VietQR Management” → continue to click “Create QR by account”. If you have multiple MBBank accounts, select the account you want to associate with the QR code (You can also enter the MB referrer code if you have one, but it is not required.)

  • Step 4: Click “Save Information” to generate the QR code. After successfully generating, you can change the QR code background with many themes according to your preferences.

  • Step 5: If you want to save the QR code to your device, select “Download”. To share the QR code online, tap “Share”.

Important Note: Currently, MB Bank has stopped supporting this feature on the new updated version of the application. Please check the version you are using or update the appropriate instructions from the bank.

Advantage:

  • QR codes can be printed, displayed at points of sale or sent online.

  • Suitable for accurate payment collection, minimizing errors when customers transfer money.

Disadvantages: This QR code only works in the domestic banking system, the sender needs to use a banking app that supports scanning Napas QR codes.


How to create QR code with Vietcombank amount available

VCB Digibank application allows users to create QR codes to transfer money with available amounts to share with others for quick, accurate and convenient payments.

Steps to follow:

  • Step 1: Open VCB Digibank app and log in to your account.

  • Step 2: On the main screen, selectQR sticker in the upper right corner of the screen, then tap Generate QR code.

  • Step 3: Select the receiving account (if there are multiple accounts), enter the amount and content (if any), then click “Generate QR code”.

  • Step 4: The QR code has been successfully generated. You can click “Save to device” or “Share” to send the code to others to transfer money.

Advantage:

  • Generate code quickly right on the app, no external tools required

  • Helps reduce errors in amount and content when receiving transfers

  • Suitable for individuals, businesses, online sellers

Disadvantages

  • The sender needs to use a banking application that supports VietQR/Napas QR code scanning.

  • Each QR code contains only a specific amount – to change it you need to create a new code or edit the amount.


How to create QR code with TPBank amount available

TPBank Mobile application supports users to create QR codes with pre-existing amount and transfer content, helping to simplify receiving money, useful for business people, online sellers,....

Steps to follow:

  • Step 1: Open TPBank Mobile app and log in to your account.

  • Step 2: On the main screen, select the “What's more QR & QR Pay” → then click on “Create QR code to receive money”.

  • Step 3: When the code scanning interface appears, click “View my QR code”.

  • Step 4: The system will display the TPBank money receiving QR code. If you want to create a code with the amount available, select “Create QR code with amount”, enter the amount to receive, then click “Create code” to complete.

  • Step 5: Select “Save image” to save the code to your device or “Share” via platforms such as Zalo, Messenger, Email…

Advantage:

  • Intuitive interface, quick operation

  • Can generate QR code with fixed content and amount for multiple uses

  • Easy to share online or print and post at checkout

Disadvantages

  • QR code is only used in domestic banking systems that support Napas standard QR

  • The person transferring money needs to use a banking app with VietQR QR scanning function.

How to create QR code with Sacombank amount available

With the application Sacombank Pay, users can create a QR code to transfer money with available amount and content for convenience in receiving money, selling goods, collecting money or sharing quickly via social networks.

Steps to follow:

  • Step 1: Open Sacombank Pay app, log in to your personal account.

  • Step 2: On the main screen, select “QR Pay”or similar (depending on the app version).

  • Step 3: Select "Generate QR code" or "Generate payment QR code" and enter the amount to pay and other information (if any).

  • Step 4: Click “Create QR code”, the system will update the QR code with the information just entered. Click “Save to device” or “Share” via platforms such as Zalo, Facebook, Email…

Advantage:

  • Generate QR codes quickly right in the app, no need for external tools

  • The amount and transfer content can be customized for each purpose.

  • Suitable for individuals, businesses and organizations

Disadvantages:

  • QR code can only be used when the depositor uses a banking application that supports scanning VietQR/Napas QR codes.

  • If you need to change the amount, you must create a new code – each code is only for a specific value.

How to create QR code with available Agribank amount

Agribank Plus application allows users to create QR transfer codes with available amounts and content, suitable for quick money collection, limiting errors and saving time.

Steps to follow:

  • Step 1: Open Agribank Plus app and log in to your account.

  • Step 2: On the main screen, select the “QR Pay” feature then click QR Code at the bottom of the screen.

  • Step 3: Select the account you want to link to the QR code, then enter the amount you want to receive and fill in the transaction information such as: payment unit name, content, payment time...

  • Step 4: Click “Generate QR code” to let the system generate the payment code, then you can send the QR code to receive money.

Advantage:

  • Friendly interface, quick operation in just a few steps

  • Customize the amount and content of the transfer

  • Suitable for individuals, businesses, and stores that want to collect money accurately and professionally.

Disadvantages:

  • QR code works in domestic banking system that supports VietQR/Napas QR scanning

  • Not applicable for e-wallets or international transfers

  • Each QR code only corresponds to a certain value – need to create a new one if the amount changes

How to create QR code with BIDV amount available

BIDV Smart Banking application allows users to create QR codes to transfer money with available amounts, very convenient for personal collection, sales, tuition, donations...

Steps to follow:

  • Step 1: Open BIDV appSmart Banking and log into your account.

  • Step 2: On the main screen, select “Scan QR code” → Click “Create QR”

  • Step 3: Select the source account you want to associate with the QR code (if you have multiple BIDV accounts), then enter the amount and transaction content if needed.

  • Step 4: The QR code will be generated automatically. You can click “Save QR code” to save it to your photo library, or select “Share” to send the QR code online.

Advantage:

  • Generate QR codes quickly right in the app, no need for additional tools.

  • Please add the amount and transfer details to avoid confusion.

  • Easily save or share with customers, payers.

Disadvantages

  • Only operates within the domestic banking system, depositors need to use a banking application that supports QR code scanning according to Napas standards.

  • Each code is only used for a specific amount and content. If you want to change it, you need to create a new code.


How to create QR code with available Techcombank amount

Techcombank application allows users to create QR codes to transfer money with available amounts, helping transactions to be quick, error-free and convenient to share.

Steps to follow:

  • Step 1: Open Techcombank app and log in to your account.

  • Step 2: On the main screen, select “Scan QR code”

  • Step 3: Then click “Share personal QR code”.


    • Step 4: Select “Add Amount”, enter the amount you want to receive and add the transfer content, then click “Done”.

    • Step 5: Click on the arrow icon to download the QR code to your device, or select the square icon with a diagonal arrow to share the code via platforms such as Messenger, Messages, Email, Instagram,...


    Advantage:

    • QR codes can be printed in stores, attached to articles, messages or electronic invoices.

    • Increase accuracy, avoid errors in transfer amount and content.

    Disadvantages: The QR code generated from FAST Mobile only works with domestic banks that support the Napas QR system. The sender needs to use a banking app with QR scanning feature to transfer money.

    Generate QR code with the amount availableiCheckQR

    iCheckQRAllows you to easily design your own styled QR code for transfer with available amount, suitable for sharing or professional printing.

    Steps to follow:


    • Step 2: Paste the VietQR link with the available amount or fixed transfer URL from the bank and you can enter a display name for the QR code (if desired).


    • Step 3: Depends Customize colors, logos, borders, backgrounds and design elements to your liking → click “Generate QR code”.


    • Step 4: Type Check the generated QR code, select the download format (PNG, JPEG, PDF,...) and press “Download”.


    Advantage:

    • Easy to use interface, quick operation on both phone and computer.

    • Customize professional QR code design: color, logo, border, background…

    • Supports multiple download formats suitable for printing or mass sharing.

    • No need to register an account to use.

    Disadvantages:

    • Do not create your own transfer link – users must have a VietQR link or URL from the bank.

    • No direct integration with banking apps or e-wallets (only design QR from available links).

    • The QR code only reflects the content from the original link – if the link is broken or misformatted, a valid code will not be generated.

    Besides payment QR codes, you can also use this QR code generator to create codes for WiFi, social media, business cards, text, and many other types of content.

    3. Quick comparison of ways to generate QR codes with available amounts

    To help you easily choose the right platform according to your purpose (sales, personal money transfers, donations...), below is a comparison table between popular methods of generating QR codes with available amounts:

    Foundation

    Save template for reuse

    What platforms are supported?

    Print / download QR

    Security

    Featured Notes

    VietQR.net

    Web (VietQR Breath)

    PNG, In

    High

    Free, available for >30 domestic banks

    MoMo

    See MoMo

    Save/Share

    High

    Easy to share via Zalo, SMS; only used in MoMo ecosystem

    ZaloPay

    ZaloPay Wallet

    Save/Share

    High

    Well integrated in Zalo environment, chat group

    VNPAY

    VNPAY wallet & VNPAY integrated bank

    Medium

    Bank link required before generating code

    MB Bank

    MB Bank App (stopped supporting this feature from 2024)

    High

    Only works in Napas QR system

    Vietcombank

    Digibank VCB App

    Very high

    Fast creation, good security, suitable for fixed income

    TPBank

    TPBank Mobile App

    High

    Can save QR code with available amount, content

    Sacombank

    App Sacombank Pay

    High

    Sales support, easy sharing via social networks

    Agribank

    Agribank Plus app

    High

    Customize transaction details

    BIDV

    App BIDV SmartBanking

    High

    Generate QR code with amount + content, share quickly

    Techcombank

    App Techcombank

    High

    Easy to share codes, use at point of sale or online

    iCheckQR

    ✅ (if there is a link)

    Web iCheckQR

    PNG, JPEG, PDF

    Depends on source link

    Beautiful QR code design, suitable for brand printing

    In short

    • You are an individual selling online or a small business: → VietQR is the optimal choice thanks to its support for many banks, quick creation, and easy printing and posting at the point of sale.

    • You just need to share the code with relatives and friends: Choose MoMo, VNPAY or ZaloPay to quickly create and share right on your phone.

    • You want to create a QR code to transfer money with available MB Bank amount: Check the appMB BankDoes yours still support it, or replace it with VietQR.

    • You need to customize the design, color of the QR code: UseiCheckQRto create code from available VietQR link and design according to brand identity.

    • You prioritize security, internal use or fixed payments within the business: → Vietcombank or other banks can create QR codes for secure transfers, absolute but less flexible.

    Job Generate QR code with available amount helps speed up transactions, ensuring accuracy, professionalism and ease of management – especially useful in fixed payment situations. Whether you useMB Bank, Vietcombank,... or e-wallets likeMoMo, VNPAY,... each platform has its own advantages and disadvantages, suitable for each user group and specific needs.

    Don't hesitate to try out different tools to find the best platform for you.

    Start generating QR code with available amountright Todayand optimize your smart payment process.

    Conclusion

    Generating QR codes with available amounts is a convenient, fast and accurate payment solution, especially useful for sales, donations, tuition collection or fixed services. Depending on your needs and payment objects, you can choose to generate codes directly on banking app, e-wallet or web platforms like VietQR, iCheckQR to customize the design according to your brand.

    最后更新: March 20, 2026 - 4:07 PM

    iCheckQR Team

    iCheckQR Team

    内容由 iCheckQR 团队整理,专注于编码、二维码与数字化产品应用。我们致力于提供准确、易懂且实用的信息,满足用户的实际落地需求。

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