How to Withdraw Cash via QR Code Without a Card at Techcombank ATM
Withdrawing cash via QR code at Techcombank ATM is a modern transaction method, especially useful when you forget to bring your card, your card is faulty, or you want to withdraw money quickly while still ensuring security. With just the Techcombank Mobile app and an ATM that supports QR scanning, receiving cash becomes simple without the need for a physical card.
In the article below, iCheckQR will provide detailed instructions on how to withdraw cash using Techcombank QR code, from the required conditions, specific steps on the app and at the ATM, to information about limits, transaction fees, and common errors so you can perform the transaction smoothly from the first time.
1. Conditions to Withdraw Cash via QR Code at Techcombank ATM
To withdraw cash without a card using a QR code, you need to meet the following conditions:
Have an active payment account at Techcombank.
Have installed and logged into the Techcombank Mobile app on your phone.
Your phone must have an Internet connection (WiFi/4G/5G) and a working camera to scan the QR code.
Perform the transaction at a Techcombank ATM that supports QR cash withdrawal.
Your account balance must be sufficient to withdraw cash and pay transaction fees (if any).
Note: The QR code cash withdrawal feature only applies to Techcombank ATMs and does not support interbank QR withdrawals at ATMs of other banks.
2. Detailed Guide to Withdraw Cash via Techcombank QR Code
The process of withdrawing cash without a card at Techcombank includes two main steps: creating a withdrawal code on the Techcombank Mobile app and entering that code at the ATM to receive cash. You can follow the quick guide below or perform each step in detail.
Quick Guide
Open Techcombank Mobile → select “Cardless Withdrawal” → enter the amount → receive withdrawal code → go to Techcombank ATM and enter the code → authenticate OTP → receive cash.
Detailed Guide
Step 1: Log into the app and select “Cardless Withdrawal”
Open the Techcombank Mobile app on your phone. On the main screen, select the option “Cardless Withdrawal.”
Step 2: Enter transaction information
Enter the amount you want to withdraw, review the information, then press confirm to generate the withdrawal code.
Step 3: Receive the withdrawal code
The system will display the withdrawal code (or QR code/numeric code) to be entered at the Techcombank ATM.
Step 4: Go to a Techcombank ATM
At the ATM, press the Enter button on the keypad to start the transaction and choose Vietnamese as the language.
Step 5: Select the withdrawal function
On the ATM screen, select the “Withdrawal” option for cardless transactions.
Step 6: Enter the withdrawal code
Enter the exact withdrawal code generated on the app, then press confirm.
Step 7: Confirm the amount
Re-enter the withdrawal amount as requested by the ATM to match the created transaction.
Step 8: Authenticate with OTP
Enter the OTP sent to your phone to complete the security verification.
Step 9: Receive cash
The ATM will dispense cash at the cash slot; check the amount and complete the transaction.
Note: Techcombank withdrawal codes are usually valid within the day of creation. If you have not withdrawn in time, you can still use it within the same day; the next day you must create a new code. If you enter the wrong code multiple times or cancel the transaction on the app, the code will automatically be invalidated.
Video reference: Guide to cardless withdrawal from Techcombank.
3. Transaction Limits & Fees at Techcombank ATM
Below is reference information about limits and fees when withdrawing cash via QR code at Techcombank ATM. These limits follow the bank’s standard cash withdrawal regulations and may vary depending on account type.
QR/Cash-by-code Withdrawal Limits
Note: QR withdrawal does not have a separate limit — it uses the same cash withdrawal limit as your account when using a physical card.
Transaction Fees
Fees are applied according to Techcombank’s general cash withdrawal tariff, usually equivalent to normal ATM card withdrawals.
4. List of Techcombank ATMs Supporting QR Withdrawal
Currently, most Techcombank ATMs nationwide support cardless withdrawal via QR code if the ATM has been upgraded with compatible software.
Search on Techcombank Mobile app
Open the app and go to “ATM/Branch”.
Choose filter “QR/Cardless ATM” (if available).
The app will show the nearest Techcombank ATMs supporting this feature.
Search on Techcombank website
Visit Techcombank homepage → Find ATM/Branch.
Select cardless/QR withdrawal service to filter the list.
Call customer service
Contact 1900 588 822 (Techcombank) to be supported with the nearest QR-enabled ATM location.
5. How to Cancel Techcombank QR Withdrawal
If you have created a withdrawal code but no longer need it, you can cancel as follows:
Step 1: Open Techcombank Mobile and log in.
Step 2: Go to Cardless Withdrawal/Transaction History.
Step 3: Select the pending transaction.
Step 4: Tap Cancel transaction and authenticate with Smart OTP.
After successful cancellation, the withdrawal code will be invalid and cannot be used at the ATM.
Note: The code will also automatically expire when a new day begins or when you create another withdrawal code.
6. Common Errors & How to Fix
When using QR cardless withdrawal at Techcombank ATM, you may encounter:
Code expired → create a new code on the app and try again.
Wrong code entered → recheck the code on the app and enter correctly.
OTP not received → check Internet connection, use Smart OTP or request resend.
ATM has no “Cardless/QR Withdrawal” option → move to another Techcombank ATM.
Amount mismatch → enter the exact registered amount or create a new transaction.
OTP confirmed but no cash dispensed → keep receipt (if any) and contact 1800 588 822 for tracing.
Transaction canceled midway → exit ATM, check status on app and create new code.
7. FAQ
Do I need a card to withdraw via Techcombank QR?
No, only Techcombank Mobile app and a supported ATM are required.
Is there a fee for QR withdrawal?
The fee is similar to normal ATM withdrawal; some account packages may be free.
How long is the code valid?
Usually within the same day of creation.
Is money deducted if I don’t withdraw?
No, money is only deducted when withdrawal is successful at the ATM.
Conclusion
Withdrawing cash via Techcombank QR code is a convenient solution when you need urgent transactions without carrying your card. With just the Techcombank Mobile app and a supported ATM, you can withdraw money quickly and securely, suitable when you forget your card or want to reduce risks of carrying physical cards.
Not only in banking, QR codes are increasingly used in payments, information sharing and online connection. If you need to create professional QR codes that are easy to manage and use for work or business, iCheckQR is the right tool to help you create, edit and track QR codes effectively.
